For the first time since the pandemic, overdue student loans can once again negatively impact your credit score, making it harder to rent a home, buy a home, or purchase a car.To keep your score high, ensure that all three credit reporting agencies 바카라 게임 웹사이트� Experian, TransUnion, and Equifax 바카라 게임 웹사이트� have your correct loan balance and payment status. If any of that information is incorrect, write a dispute letter to get it removed.There is also a deferment option, which can pause your payments. You could be eligible if you are in a graduate program, in the military, or undergoing cancer treatment. Visit studentaid.gov, and under the loan repayment tab, you will find the link for deferment or forbearance.Additionally, there is a loan forgiveness program that cancels debt for public service employees, such as police officers and public school teachers. If you have been in that job for at least 10 years and have made at least 120 payments on your loan, you qualify for forgiveness.