THOSE MEN AND WOMEN. YOU KNOW, IT IS MONEY MONDAY AND AS WE GET CLOSER TO THE HOLIDAY SEASON, YOU MIGHT BE FACED WITH THE AWKWARD SITUATION OF A FRIEND OR MAYBE A FAMILY MEMBER ASKING YOU FOR SOME FINANCIAL HELP. THAT바카라 게임 웹사이트�S RIGHT. AND WE바카라 게임 웹사이트�RE HELPING YOU NAVIGATE THAT CONVERSATION TODAY. AND JOINING US RIGHT NOW IS MEGAN HAMMOND FROM WEALTH QUEST. MEGAN, THANKS SO MUCH FOR BEING HERE WITH US. THANKS FOR HAVING ME. OKAY. SO WHAT SHOULD PEOPLE DO IF A LOVED ONE REACHES OUT AND ASKS FOR FINANCIAL HELP? YEAH, I THINK THIS IS SOMETHING THAT A LOT OF US HAVE DEALT WITH IN THE PAST, AND IT CAN BE A REALLY DIFFICULT SITUATION TO NAVIGATE. SO I WOULD SAY FIRST AND FOREMOST, WHATEVER DECISION YOU MAKE, IT바카라 게임 웹사이트�S ULTIMATELY YOUR CHOICE. BUT I WOULD SAY THAT YOU NEED TO MAKE SURE THAT IT바카라 게임 웹사이트�S WHAT IS BEST FOR YOU AND WHAT IS BEST FOR YOUR IMMEDIATE FAMILY FIRST AND FOREMOST. IT CAN BE HARD BECAUSE THERE ARE FINANCIAL PIECES TO THIS, BUT THERE ARE ALSO NON-FINANCIAL PIECES AND SO IT MAKES IT A LITTLE BIT TRICKIER TO NAVIGATE. SO I ASK MYSELF A SERIES OF QUESTIONS. AND THOSE QUESTIONS ARE FINANCIALLY, HOW IS THIS GOING TO IMPACT ME IN THE SHORT TERM? AND THE LONG TERM? WHAT EXPECTATIONS AM I SETTING FOR THE FUTURE? HOW IS THIS GOING TO IMPACT MY RELATIONSHIP WITH THIS PERSON, AND ARE THERE NON-FINANCIAL WAYS THAT I CAN HELP THAT I MIGHT WANT TO CONSIDER? I THINK ONE OF THOSE BIG PIECES IS, HOW IS THIS GOING TO IMPACT OUR RELATIONSHIP? BECAUSE IF YOU바카라 게임 웹사이트�VE EVER BEEN THERE AND YOU바카라 게임 웹사이트�VE DONE IT IN THE PAST, IT CAN BE, YOU KNOW, DEPENDING ON HOW MUCH IT IS, HOW LONG IT TAKES TO GET REIMBURSED AND THAT IT CAN, YOU KNOW, COME BETWEEN YOU A LITTLE BIT. RIGHT. YEAH. LET바카라 게임 웹사이트�S TALK ABOUT WHAT ARE SOME OF THE THINGS THAT WE SHOULD KNOW TO MAYBE PROTECT OURSELVES FINANCIALLY IN THIS SITUATION. SHOULD YOU MAKE SOMEBODY SIGN A CONTRACT OR SOMETHING LIKE THAT? YEAH. SO I WOULD SAY ONE OF THE PIECES IS SETTING EXPECTATIONS. SO ONE OF THE BIGGEST CHALLENGES IS WHEN ONE PERSON THINKS THAT IT바카라 게임 웹사이트�S A GIFT AND THE OTHER PERSON THINKS THAT IT바카라 게임 웹사이트�S A LOAN AND THEY바카라 게임 웹사이트�RE GOING TO GET THEIR MONEY BACK. SO IF YOU바카라 게임 웹사이트�RE THE PERSON THAT THINKS THAT THIS IS A LOAN, WE NEED TO BE VERY CLEAR IN OUR EXPECTATIONS. AND I WOULD SAY, YES, PUT IT ON PAPER. SO MAKE SURE THAT ALL OF THE TERMS ARE IN WRITING. EVERYBODY SIGNS IT SO THAT IT바카라 게임 웹사이트�S VERY CLEAR NOW CONTRACTS COME WITH LEGAL AND TAX YOU KNOW CONSIDERATIONS. SO THAT바카라 게임 웹사이트�S SOMETHING THAT YOU바카라 게임 웹사이트�RE GOING TO WANT TO MAKE SURE THAT YOU KNOW. BUT YOU KNOW THEN IT바카라 게임 웹사이트�S CLEAR. AND EVERYBODY바카라 게임 웹사이트�S ON THE SAME PAGE. I WOULD SAY THOUGH THAT바카라 게임 웹사이트�S NOT FOOLPROOF. AND IT DOESN바카라 게임 웹사이트�T MEAN THAT YOU바카라 게임 웹사이트�RE GOING TO GET YOUR MONEY BACK. AND SO I WOULD ASK MYSELF, THOSE QUESTIONS AGAIN, YOU KNOW, HOW IS THIS GOING TO IMPACT ME IF I DON바카라 게임 웹사이트�T GET MY MONEY BACK OVER THE SHORT TERM? AND LONG TERM? AND HOW IS THIS GOING TO IMPACT MY RELATIONSHIP WITH THIS PERSON? AND IF YOU바카라 게임 웹사이트�RE UNCOMFORTABLE WITH THE ANSWER TO THOSE QUESTIONS OR WHAT YOU THINK THE ANSWER MIGHT BE, IF YOU DON바카라 게임 웹사이트�T GET YOUR MONEY BACK, I WOULD SAY THE ANSWER SHOULD PROBABLY BE NO, BECAUSE WE NEED TO BE COMFORTABLE WITH REGARDLESS OF WHAT THE SITUATION IS OR REGARDLESS OF WHAT THE OUTCOME IS. WE NEED TO BE COMFORTABLE WITH WHAT THAT MEANS FOR OUR FINANCES. IT CAN BE UNCOMFORTABLE TO SAY NO. YOU KNOW WHEN YOU REALLY LOVE SOMEONE AND CARE ABOUT THEM AND YOU WANT TO HELP THEM, BUT THEN YOU ADD MONEY INTO IT AND THINGS CAN GET COMPLICATED. SO WHAT IS YOUR ADVICE FOR SAYING NO? IF WHAT FEELS IF IT FEELS RIGHT? NO IS A REALLY HARD THING TO SAY, PARTICULARLY IN THIS SITUATION WHEN WE바카라 게임 웹사이트�RE DEALING WITH FRIENDS AND LOVED ONES OR ORGANIZATIONS THAT WE CARE ABOUT. AND I WOULD ALSO SAY, THOUGH, THAT NO IS A COMPLETE ANSWER. YOU CAN SAY THAT, AND YOU DON바카라 게임 웹사이트�T HAVE TO GIVE AN EXPLANATION IF YOU DON바카라 게임 웹사이트�T WANT TO. NOW, FOR ME, THAT IN AND OF ITSELF IS REALLY UNCOMFORTABLE. SO I WOULD SAY SOMETHING LIKE, UNFORTUNATELY, I바카라 게임 웹사이트�M NOT ABLE TO GIVE AT THIS TIME OR I바카라 게임 웹사이트�VE BEEN WORKING REALLY HARD ON MY OWN FINANCIAL PLAN AND IT바카라 게임 웹사이트�S NOT IN MY BUDGET FOR ME TO HELP. RIGHT NOW, I THINK IF YOU바카라 게임 웹사이트�RE SOMEONE WHO WANTS TO HELP, BUT YOU바카라 게임 웹사이트�RE AFRAID MAYBE THAT THEY바카라 게임 웹사이트�RE GOING TO BE REQUESTS IN THE FUTURE, YOU COULD SAY SOMETHING LIKE, I바카라 게임 웹사이트�VE LOOKED AT MY BUDGET AND I바카라 게임 웹사이트�M ABLE TO CONTRIBUTE X AMOUNT TO HELP YOU RIGHT NOW, BUT IN ORDER TO PROTECT MY OWN FINANCIAL WELL-BEING, I MAY NOT BE ABLE TO CONTRIBUTE IN THE SAME WAY IN THE FUTURE. AND FOR THOSE WHO MAYBE WANT TO HELP, BUT FINANCIALLY IT JUST ISN바카라 게임 웹사이트�T FEASIBLE. THERE ARE A LOT OF CREATIVE WAYS THAT WE CAN HELP. LIKE MAYBE BRINGING A MEAL OR WATCHING KIDS TO PROVIDE MORE TIME AND ACCESSIBILITY TO FIND OTHER SOLUTIONS OR, YOU KNOW, EVEN GOOGLING OR SEARCHING ONLINE FOR ORGANIZATIONS THAT MIGHT BE ABLE TO STEP IN AND HELP. AND SO I THINK THERE ARE A LOT OF WAYS THAT WE CAN SUPPORT LOVED ONES, AND IT바카라 게임 웹사이트�S JUST A MATTER OF US STARTING THAT CONVERSATION WITH LOVE AND UNDERSTANDING AND TRUTH AND I THINK WE CAN PROTECT OUR OWN FINANCIAL WELL-BEING. AND ALSO PRESERVE THESE RELATIONSHIPS THAT WE HOPE CONTINUE INTO THE FUTURE. AND SOMETIMES WHEN YOU OFFER THOSE MORE CREATIVE WAYS, IT REALLY KIND OF HELPS YOU DETERMINE A MOTIVE OR FIND OUT, YOU KNOW, A MOTIVE IN THE SITUATION. SO, ALL RIGHT, MEGAN HAMMOND WITH WEALTH QUEST, THANKS SO MUCH FOR ALL OF THE GREAT TIPS. ALWAYS HELPFUL. SO WE바카라 게임 웹사이트�RE GOING TO HAVE THESE TIPS ON OU