One or two million dollars will technically make you a millionaire, but would it be enough money to make you a proper, bona fide King Midas?Not even close, according to an analyst from U.S. Trust, who told Town & Country that to keep up a rich person's lifestyle and truly stop worrying about money forever, you'll need at least $190 million. This is a properly rich person's lifestyle, keep in mind, not the kind of lifestyle of someone's who lucked out and won a couple of million on the lottery. The analyst assumed a few things to arrive at that figure. Property takes the biggest chunk: Part of the $190 million is taken up by an $18 million apartment on 5th Avenue in New York, with $20 million for a getaway in the Hamptons, $2 million for decor and a little extra for a spot in the Caribbean. Being childless would take the thinnest sliver off the top of that $190 million, as that estimate includes $1.7 million per child for private schooling, tutors, music lessons, trips abroad and four years at an Ivy League college.You'll need some art, obviously, otherwise nobody will know you've got so much money that the only thing left for you to buy is by definition completely functionless. That adds another $1 million a year to the total.Then there's the wages of your chef, your housekeeper and your chauffeur, which put another $190,000 a year on.So, you can see how it stacks up. Being sickeningly wealthy must be an absolute administrative nightmare.There's a chance you might be able to sneak into the super-rich club with a little less, though. According to Richard Kirshenbaum, who wrote "Isn't That Rich?: Life Among the 1%, billionaires," you should "view $100 million as the starting point for real money.""They call it a hundy," he told Town & Country. "Like, 'Oh, they made it, they have a hundy.'"We'll let you decide if being phenomenally wealthy is worth having to to add the word "hundy" to your vocabulary.