One out of four Americans younger than 65 are struggling with unpaid medical bills, according to a study from the Urban Institute this week. Twenty-five percent of people between 18 and 50 and 20 percent of people between 51 and 64 had past-due medical bills in 2015, while only 10 percent of people over 65 reported medical debt. "Health insurance coverage is likely a key driver of medical debt, with the elderly having more protection against medical debt in part because of Medicare바카라 게임 웹사이트�s broad reach," the survey concluded. "Likewise, baby boomers have lower uninsurance rates compared with younger adults who are millennials or Gen Xers, which may contribute to their lower rates of past-due medical debt." Researchers incorporated data from the 2015 National Financial Capability Study, a nationwide survey of more than 25,000 adults. The number of uninsured Americans age 18 to 24 will increase by 11 million people if the Affordable Care Act is repealed. Past-due medical bills can lower credit scores, which can have a negative impact on the ability to purchase and rent homes.